Montecito Freshwater Pearl & Gold Chain Necklace

A simple strand of luminous freshwater rice pearls gives this necklace its quiet elegance. Eleven pearls are spaced along an 18k gold-filled chain, creating a light, polished look that works beautifully on its own or layered with other necklaces.

At 18 inches, it sits easily at the collarbone and feels just as right with an ivory blouse as it does with a simple dress.